It is crucial to take legal advice as soon as possible if there is a possibility an investigation will be launched or allegations have been made concerning credit fraud – credit card and debit card fraud.
Investigations into card frauds are ever expanding usually facilitated by the global population now having access to the internet and technology.
Credit card fraud is committed in a number of ways but is essentially the compromise of personal information from credit/debit or store cards. This can be personal information stolen from the card or theft of the card itself and then this information or card is used to purchase goods or to obtain unauthorised funds.
The most common types of card frauds are as follows:
Skimming (cloning) – this is where a card can be duplicated by ‘skimming’ off the information held on the magnetic strip of a card.
Internet fraud – where fraud is committed with a card details over the internet to purchase items; also false merchant sites have been created with the sole aim of obtaining credit / debit card details with security codes these are then used to purchase goods or obtain funds.
These investigations are extremely thoroughly investigated and can cause immense disruption to a business, and individuals, who are the subject matter of those investigations. These investigations may cause irreparable damage to reputations.
Essentially, the investigation and prosecution teams will be seeking for evidence in order to establish and prove the existence of a card fraud.
Quite often, fraud investigations can be complex and cross different jurisdictions.
Belgravia Solicitors can advise you and liaise with authorities which may be involved in a credit fraud – credit card and debit card fraud investigation, including the following:
The Police Service (including the City of London Police)
The Local Authority Legal Department
Trading Standards
Department for Work & Pensions (DWP)
Department of Trade and Industry (DTI)
Financial Conduct Authority (FCA)
HM Revenue & Customs (HMRC)
Health and Safety Executive (HSE)
National Crime Agency (NCA)
Serious Fraud Office (SFO)
At Belgravia Solicitors we robustly challenge the evidence presented, where necessary challenging the procedures undertaken to obtain the evidence, challenge the admissibility of the evidence and ensure the evidence, a credit fraud – credit card and debit card fraud investigation case is built upon, is not misinterpreted and fight your corner to give you the best chance of achieving the result you want from your case.
We will always ensure that the evidence is properly considered and will instruct appropriate experts on your behalf when evidence needs to be obtained, challenged, further examined, or excluded.
If you, your business / company, a family member / relative, or a friend are accused of a credit fraud – credit card and debit card fraud, it is important to seek legal advice. Discussing your case with a specialist lawyer who understands credit fraud – credit card and debit card fraud at an early stage is essential to help understand what can be done to prepare a proper defence. We can be contacted on 03330 16 96 16 or on email: mail@belgraviasolicitors.co.uk